Mutual Funds

CFAL Family of Funds: Tailored solutions to help you achieve your financial goals

Strong Performance

CFAL’s Funds offer returns that are highly competitive in the domestic capital markets

Low Cost

Affordable
No withdrawal or subscription fees
Low management fees

Diverse Selection

Diverse range of investment objectives suitable for all investors.

How much risk you are willing to take, your anticipated rate of return and how long you are willing to wait for a return are all factors your CFAL advisor will consider when tailoring your investment portfolio.

Other Benefits:

CFAL has more than $2.1B in Assets Under Management. CFAL’s Investment Managers put you, the client first by making secure investments and constantly monitoring Fund performance. Our investment professionals are supported by our experienced research department. CFAL’s Investments department does the work for you so that you do not have to stress over your investment decisions.
CFAL’s Funds can provide an excellent investment management and or cash management tool for your company.
Our Funds provide for diversified portfolios each designed with a specific objective in mind. These portfolios can be customized to meet your unique needs and reflect current market and socio-economic conditions.

Fund Name	Risk	Suitability	2024 YTD Return	2023 Return
BSD FUNDS
CFAL Money Market Investment Fund Ltd.	Low	This strategy is for investors who seek safety of principal and liquidity	1.96%	2.80%
CFAL Bond Fund Ltd.	Low	This strategy is for investors who seek current income and relatively secure capital	2.83%	3.95%
CFAL Balanced Fund Ltd.	Moderate	This strategy is for long-term investors who seek the highest total return (income & capital appreciation).	4.45%	6.18%
USD FUNDS
CFAL Global Fixed Income Fund Ltd.	Moderate	This strategy is for long-term investors who seek high total return without undue risk to principal.	4.77%	6.01%
CFAL Global Equity Fund Ltd.	High	The Fund is ideal for individual and institutional investors who want to diversify their investments and can accept volatility of the international markets for the opportunity of higher potential returns.	10.89%	12.15%

*Last updated September 30, 2024.
For further details on fund performance and subscription information, click on the name of the fund.

CFAL FAMILY OF FUNDS – PERFORMANCE ANALYSIS - SEPTEMBER 2024

Average Annual Return
Fund Name	Inception date	1 Month	Q3 2024	YTD	1 Yr	3 Yrs	5 Yrs	7 Yrs	10 Yrs	Inception
BSD FUNDS
CFAL Money Market Investment Fund Ltd.	Feb. 2001	0.22%	0.71%	1.96%	2.68%	2.85%	2.75%	2.70%	2.76%	3.73%
CFAL Bond Fund Ltd.	Aug. 2003	0.25%	0.91%	2.83%	3.88%	3.91%	4.10%	4.06%	4.12%	4.95%
CFAL Balanced Fund Ltd.	Oct. 1994	0.87%	1.63%	4.45%	6.94%	5.98%	4.79%	4.54%	4.68%	5.82%
USD Funds
CFAL Global Fixed Income Fund Ltd.	Feb. 2023	N/A	3.21%	4.77%	8.43%	n/a	n/a	n/a	n/a	6.83%
CFAL Global Equity Fund Ltd.	Dec. 2007	N/A	5.26%	10.89%	20.59%	3.86%	7.18%	5.93%	4.85%	4.93%

CFAL FAMILY OF FUNDS – HISTORICAL DATA - SEPTEMBER 2024

Calendar Year Return
Fund Name	Risk Level	Net Assets	NAV / Share	2024 YTD	2023	2022	2021	2020	2019	2018
BSD FUNDS
CFAL Money Market Investment Fund Ltd.	Low	$34.539M	$2.376	1.96%	2.80%	3.03%	2.71%	2.60%	2.70%	2.43%
CFAL Bond Fund Ltd.	Low	$523.982M	$2.770	2.83%	3.95%	3.87%	4.35%	4.55%	3.73%	3.97%
CFAL Balanced Fund Ltd.	Moderate	$35.719M	$5.432	4.45%	6.18%	4.87%	5.32%	1.58%	2.93%	2.49%
USD Funds
CFAL Global Fixed Income Fund Ltd.	Moderate	$19.162M	$219.005	4.77%	6.01%	n/a	n/a	n/a	n/a	n/a
CFAL Global Equity Fund Ltd.	High	$21.346M	$224.040	10.89%	12.15%	-15.19%	14.91%	10.86%	12.81%	-3.65%

Table 1 – Subscription and Redemption Schedule

	NAV Frequency	Subscription Deadline	Redemption Deadline	Subscription Confirmation/Redemption payout
CFAL Money Market Fund	Weekly	Last business day of the week	Wednesday	5 - 7 business days after most recent dealing date
CFAL Bond Fund CFAL Balanced Fund	Monthly	Last business day of the month	Last business day of the month	10 - 15 business days following the month end
CFAL Global Equity Fund CFAL Global Fixed Income	Quarterly	Five business days before the end of the calendar quarter	Last business days of the calendar quarter	15 - 20 business days following the quarter end